To boost your credit score by 100 points, start with alternative data tools like Experian Boost. This allows you to add positive payment history from utility bills and streaming services directly to your credit report.
Another strategic move is the 10% utilization rule. Keeping your reported credit card balances under 10% of your limit can cause a rapid score increase. Additionally, becoming an authorized user on a seasoned account can instantly extend your length of credit history.
“Note: This is not financial advice.”