0% APR balance transfer cards are elite tools for stopping interest charges. These cards offer an introductory period of 12 to 21 months where your payments go entirely toward the principal balance.
When comparing offers, calculate the balance transfer fee (usually 3% to 5%) against the potential interest savings. This is a highly effective debt strategic move for those with balances under $15,000 and a “Good” credit score.
“Note: This is not financial advice.”